Legacy Escrow will call you when your loan documents are received by your lender, then schedule a time for you to sign your paperwork.

Set aside about 1 hour to sign your closing documents. Escrow firms have banking hours for a reason. While we do make arrangements for those that cannot make time to come to our office during normal business hours, please be aware that hiring a mobile notary service to come to your home or work costs you an extra $100-175, depending upon your location, time of day, and urgency. Save yourself this fee and make time to come to our office.In many cases, the mobile notary service hired cannot answer any questions regarding transactions—they are not employees of Legacy Escrow Service, Inc. and did not work on your transaction.

Federal Regulations (Real Estate Settlement & Procedures Act –RESPA) provide that consumers have a minimum of 24 hrs. prior to closing** to review your settlement statement (HUD-1 form) that discloses all your closing costs or credits associated with your transaction.

**This cannot be accomplished unless your lender sends escrow the loan documents to our office allowing enough time for our staff to prepare your documents for your review.

Bring a valid picture ID with you (Drivers License, Passport…). If required to do so, please bring a cashier’s check written to Legacy Escrow Service, Inc. and any other requested items/documents from escrow

No.

In Washington State, closings are not simultaneous as is the custom in a few other States. Closing often takes place several days after signing your documents. Once your paperwork is signed, escrow sends your loan documents back to your lender (sometimes across the country) via overnight air by UPS. THIS IS DONE PRIOR TO THE CLOSING DATE for lender final review and funding.