We have received numerous phone calls and e-mail requests asking for a HUD-1 Settlement Statement signed by the buyers and sellers.
In Washington State, signatures on the Final HUD-1 Settlement Statement are not required and is not common practice. The IRS guideline states:
If you claim the credit on a 2009 (or later) return, you must attach [...]

This video tutorial is about how to obtain a more complete picture of recorded documents against a home that you may be interested in. We do this by searching by parcel ID vs. searching only for a specific document. This way you will not alienate potential recorded documents that may be of interest [...]

Please see our post on lender subordinations. Bank of America subordination checklist has changed a bit, so it is updated today.

November Refi closing schedule:
Last signing day is Tuesday,November 24th, for fundings on Nov. 30th. Borrower’s sign no later than November 24th for rescission period. Thanksgiving day does not count for rescission period nor does Sunday.

Here are some recent “zingers.”

Borrowers signed on the line next to the one provided.  (resulted in a re-sign)
Provide proof that the borrowers are not married.
Slight variance in borrower signature from others. (resulted in a re-sign)
Borrower to sign all doc’s in presence of a Notary (even those docs not requiring a Notary acknowledgment)
(Singe Borrower)  Please amend [...]

How to appeal your property taxes
In Snohomish County you must send in the petition to the Board of Equalization within 60 days of receiving your tax valuation change notice in the mail -OR- by July 1st, 2009, whichever occurs LATER.   Check the county you live in to verify if this is similar to your county [...]

Legacy Escrow continually adds value by providing subordination services as part of our complete escrow closing service.   This time saving task saves loan processors precious time, a real value in assisting loan officers in creating smooth transactions and closing on-time!
Subordination Checklist from various lenders:
This is a brief list of some of the more common lenders [...]

Once your transaction has been funded by your lender and the transaction is recorded at the county, your transaction is closed and we will disburse your proceeds via mail, wire transfer (your bank may charge you), or you can pick up your check at our office. When you sign your documents with escrow, [...]

From the Records and Licensing Services Division, Dec. 11th, 2008:
King County is facing an unprecedented $93.4 Million 2009 budget deficit.  The 2009 budget deficit will be addressed through permanent reductions, efficiencies, salary and overhead savings and limited use of reserves.  One of the strategies to offset costs is with reductions in employee hours worked.  All [...]

Legacy Escrow will call you when your loan documents are received by your lender, then schedule a time for you to sign your paperwork.
Set aside about 1 hour to sign your closing documents. Escrow firms have banking hours for a reason. While we do make arrangements for those that cannot make time to [...]